Buy To Let

If you’re planning to buy a property and let it out to a tenant, you will need to secure a buy-to-let mortgage. This is a mortgage for purchasing or refinancing property that is rented out to tenants, as opposed to the borrower living in the property themselves. Although they tend to be more expensive than a typical mortgage for a residential property, with higher interest rates and arrangement fees, securing a buy-to-let mortgage enable you to invest in property and build your portfolio as you look to move up the property ladder food-chain.

Whether you want to purchase a property or remortgage one you already own, at Mortgaze we have services that cover the entire market. With access to exclusive fixed and variable rate products, we can provide loans from £25,000 to no maximum limit, as well as mortgages with low fees, no ERCs and no minimum income requirements and up to 85% LTV.

We also cater for interest only options and we are experienced in working with applicants who may suffer from some adverse credit history. If you’re looking to borrow in England, Wales, Scotland or Northern Ireland, Mortgaze can help you to secure the most appropriate buy-to-let mortgage for your property.

With so many different buy to let mortgage deals to choose from, it’s not always easy to work out which one is going to be the right choice for you. At Mortgaze, we’ll scour the terrain in order to get you the best possible deal.

Buy to let mortgage

In order for you to get a proper, in-depth understanding of the mortgage service that will best suit your current requirements; we would be very happy to arrange a free personal consultation with you.

Criteria highlights & areas we can help
  • Market leading rates
  • Up to 85% LTV
  • Loans from £25,000 with no maximum limit
  • Products with no minimum income requirements
  • Remortgage & Capital Raising
  • Consumer Buy to Let
  • Foreign National Buy-to-let mortgages
  • Lending into retirement
  • Self-funding Buy-to-lets
  • Adverse credit options
  • Employed & Self Employed Applicants
  • Professional Landlords
  • Lending in England, Wales, Scotland and Northern Ireland
  • Access to Exclusive Products
  • Fixed and variable rates
  • Products with low fees and No ERCs
  • Portfolio finance
  • High and low value properties
  • Flats above commercial premises
  • Low rental properties
  • High rise flats
  • Listed buildings
  • New Builds and House & Flats
  • Ex-Council Properties
  • Holiday Lets
  • Houses Divided into Multiple Units without Individual leases

The scenarios highlighted above are those that we most regularly receive requests in assistance with. It is simply for you to get a better understanding of the areas we commonly deal with. Contact us to for a more personalised search of the market based on your individual circumstances.


Mortgage Calculator

From how much you can borrow to how much it will cost? Try our calculators to help you answer those initial queries.

Buy To Let Mortgage Calculator

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Buy To Let Stamp Duty Calculator

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These calculators are for illustrative purposes only and is not a mortgage offer. This is a guide to how much you'd pay each month. The exact amount will depend on the type of mortgage, lender and your individual circumstances.

Some of Our Lenders

We work with some of the best & most experienced lenders to bring high quality mortgage solutions..

  • MT Finance

  • Saffron Building Society

  • Aldermore BTL

  • Clydesdale Bank

  • Kent Reliance

  • National Counties Building Society

  • Santander Corporate & Commercial

  • Aldermore Commercial

  • Abbey

  • Cambridge Building Society

  • InterBay Commercial

  • Mortgage Trust

  • Principality Building Society

  • Accord Mortgages

  • Castle Trust

  • Kensington

  • Shawbrook Bridging

  • Arbuthnot Latham

  • Dragonfly Development

  • Leek United

  • Norwich and Peterborough

  • Shawbrook BTL

  • Axis Bank

  • Dudley Building Society

  • Lend Invest

  • Norwich and Peterborough BTL

  • Shawbrook Second Charge

  • Bank of China

  • First Bank of Nigeria

  • Lloyds Bank Commercial

  • Oblix Capital

  • Skipton Building Society

  • Barclays Commercial

  • Fleet Mortgages

  • Marsden Building Society

  • Paragon Mortgages

  • The Mortgage Works

  • Barclays Mortgages

  • Foundation Home Loans

  • Masthaven

  • Pepper Homeloans BTL

  • Together BTL

  • Birmingham Midshires

  • Harpenden Building Society

  • Metro Bank

  • Platform

  • Together Commercial

  • Bridgebank Capital

  • Hinkley and Rugby BS

  • Metro Bank Commercial

  • Precise Mortgages BTL

  • UBS

  • Buckinghamshire Building Society

  • HSBC Commercial

  • Mint Bridging

  • Precise Mortgages Bridge

  • United Trust Bank

  • Cambridge and Counties Bank

  • ICICI Bank

  • Monmouthshire Building Society